My point is that even 1 reactor in those conditions is very bad,
Your proposed situations are crazy, I have my doubts that a flooded reactor compartment is survivable, as you said the electronics wouldn't handle it well, there's too many sensitive electronics in there that are essential and I'm not exactly sure what would happen if cold water came into contact with the hot reactor and pipes. ,
Huge thermal explosion, Chernobyl...................... So mute piont really...
A power station could survive this, a ship well enough said, snap.............!
It was a hydrogen explosion that caused the Chernobyl disaster but it was a frantic race to prevent a thermal explosion from the molten fuel hitting ground water, a situation exasperated on a ship......